Grant Down Payment Assistance: True Gift – No Repayment Required! (FHA 3.5% + Conventional 3%)

Hello! I'm Rafael Jarauta, real estate broker focused on first-time home buyers. There are grants that work like a true gift for your down payment.You can get up to 3.5% for FHA or 3% for conventional loans, with no second lien and no repayment (except in very specific early payoff cases). Ideal for different property types, with minimum credit of 620 and exceptions for certain profiles.All of this is possible if you qualify for the corresponding program.I'm not a mortgage broker, so I don't handle the loan, but I connect you directly with one that fits your needs. My main role is to guide you in finding the perfect property — house, condo, or whatever you dream of.Ready to see if you qualify? Contact me at +1-786-287-3241

 Share a little about your situation and let's start searching for your future home. Let's make it happen!"
Disclaimer:
This video is for informational and educational purposes only and is not intended as mortgage, financial, legal, or professional advice. Rafael Jarauta is a licensed real estate broker, not a mortgage lender or broker. I do not originate, process, or underwrite loans, and I do not guarantee approval, availability, or terms of any down payment assistance grants, programs, or loans (including FHA, conventional, or any "no repayment" options).  Eligibility for grants, assistance programs, or loans depends on your individual credit, income, debt, location, program rules, lender requirements, and other factors—which can change at any time. Results vary, and not everyone qualifies. There may be exceptions, repayment triggers (e.g., early payoff or sale in specific cases), income/purchase price limits, or other conditions not covered here.  Always verify current program details directly with a licensed mortgage lender, loan officer, or official program administrator. Consult your own qualified professionals for personalized guidance before making any home-buying decisions. No representation is made that the information in this video is complete, accurate, or up-to-date as of your viewing date.  For questions about properties or next steps, contact me at +1-786-287-3241.  

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